• Loans

    Strategic Lending Advice

Have You Ever Wondered…?

  • Have you ever wondered why some property investors seem to get finance approved for every deal they come across? We can show you how to obtain property investment funding easily and effortlessly time and again using our multiple property strategies.
  • Are you buying your first home or first investment property and not sure where to start?
  • Are your current loan facilities working well for you? We will assess your current loan status and give you feasible and affordable suggestions to optimise your current cashflow, increase tax deductibility and more………

We have sound knowledge of the finance industry and our Strategists are avid property investors themselves. So we understand your need for an informed, friendly financier you can talk to who is on the “same wavelength” as you.

We have worked closely with thousands of clients throughout Australia, providing property investors with finance solutions to achieve their current and long-term goals.

We will determine your potential as an investor, discuss your goals, your current financial situation, and many other factors before identifying and organising the best loan for each of your properties.

Reviewing your current loans and structures in line with your goals initially and then ongoing is key to success. We can assist with the recommendation of property strategies to help you achieve your goals. Assessing your borrowing capacity and how to maximise it along with highlighting areas of risk and suggesting ways to mitigate those risks. Taking a strategic approach, having our ongoing support, understanding your position and being “Market Ready” will get you to where you want to be faster.

Investment Lending

In an ever changing investment lending environment let us help you find the most suitable lending solution. Be that buying your first, second or subsequent investment property, constructing a duplex or block of unit we can assist. Identifying your needs matching your plans to the correct lender at the right time is key. Not all banks are equal in the investment lending space. We work with a panel of lenders and will recommend the most suitable lender for your individuals deals.

Development/Commercial Finance

An area many personal investors do not explore is development or commercial property. We specialise in this area and can assist by matching the lender to the property and your future plans.

Complex Loan Structuring Advice

To grow your portfolio and continue to maximise your property investment options you need to ensure that each property and in turn the finance for it are enablers to allowing you to continue.

Structuring, financing, using the right lender, borrowing the right amount and timing can be the makes or breaks. Let us help you set your plan and achieve your goals.

SMSF Lending

Only some banks allow lending to SMSFs and often these come with a high level of complexity. We work with SMSFs everyday so are fully aware of changing requirements and the complex requirements for SMSF lending.

Personal Loans

We have many lenders available that specialise with Personal Loans. Personal loans can be secured or unsecured and vary greatly in pricing, amounts and turnaround times. Many also vary with what they will in fact lend for – let us help you match your needs to the solutions available.

Meet Our Team.

  • All
  • NSW
  • QLD
  • SA
  • VIC
  • Tommy Zrilic
    Tommy Zrilic
    Finance Specialist - NSW
  • Michael Christie
    Michael Christie
    Finance Specialist - NSW
  • Kandi Dunn
    Kandi Dunn
    Finance Specialist - QLD
  • Siva Ilancheran
    Siva Ilancheran
    Finance Specialist - VIC
  • Stefani Pebriana
    Stefani Pebriana
    Finance Specialist - NSW
  • Trevor Yule
    Trevor Yule
    Finance Specialist - QLD
  • Simone Katsianos
    Simone Katsianos
    Finance Specialist - VIC
  • Adam Jarvis
    Adam Jarvis
    Finance Specialist - SA
  • Cassie Piddington
    Cassie Piddington
    Finance Specialist - SA
  • Jag Kallapatha
    Jag Kallapatha
    Finance Specialist - NSW
  • Darren Hodge
    Darren Hodge
    Finance Specialist- VIC
  • Gaetano Palmese
    Gaetano Palmese
    Finance Specialist - VIC
  • Angela Ristevski
    Angela Ristevski
    Finance Specialist - VIC
  • Gary Carroll
    Gary Carroll
    Finance Specialist - QLD
  • Laki Kolettis
    Laki Kolettis
    Finance Specialist - VIC
  • Simon West 
    Simon West 
    Finance Specialist - QLD
  • Aimee Leversha
    Aimee Leversha
    Broker Support / Finance Specialist - VIC
  • Tony Height<br><small>Director – WiZDOM Loans</small></br>
    Tony Height
    Director – WiZDOM Loans
    Finance Specialist- Vic
  • Clint Ducat<br><small>Director – WiZDOM Loans</small></br>
    Clint Ducat
    Director – WiZDOM Loans
    Finance Specialist - NSW
  • Lloyd Devlin
    Lloyd Devlin
    Finance Specialist - VIC
  • Ruth O’Brien     
    Ruth O’Brien     
    Finance Specialist - NSW
  • Simone Hanlon  
    Simone Hanlon  
    Finance Specialist - SA
  • Andrew Kubenk<br><small>Director – WiZDOM Loans</small></br>
    Andrew Kubenk
    Director – WiZDOM Loans
    Finance Specialist - SA

Privacy Policy

To provide you with broking & related services we will need to collect personal information about you.  Our privacy policy tells you how we collect your information, what we use the information for and who we share the information with. A copy of our Privacy Policy is available here

A copy of our Credit Guide and Privacy Statement that includes our Complaint Handling Process is available here

WiZDOM Loans Pty Ltd ACN 141510321 (“WiZDOM Loans”) Australian Credit Licence Number: 501060

ASIC Reference Checking –  please phone 1300 949 366 OPTION 3

Get in touch.

    Tommy Zrilic
    Finance Specialist - NSW

    Authorised Credit Representative (No: 513911) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma in Finance and Mortgage Broking Managment (Finance)

    Tommy is a highly experienced Mortgage Broker with over 30 years of dedicated service in the finance and banking industry. He has a proven track record of successfully guiding clients through the complex mortgage process and ensuring optimal financing solutions tailored to their unique needs. Exceptional market knowledge, strong negotiation skills, and a commitment to delivering exceptional customer service.

    With his experience in the mortgage industry Tommy brings a wealth of knowledge and a client-centric approach to each mortgage transaction. His dedication to understanding and meeting his clients’ needs and objectives ensures that they receive the best possible mortgage solutions tailored to their unique circumstances. Tommy is committed to guiding clients through the complex mortgage process with integrity, professionalism, and a focus on achieving their financial goals.

    Tommy’s goal is to empower clients with the information they need to make sound financial decisions while providing a human touch throughout the process.

    Tel: 0416 204 543

    Michael Christie
    Finance Specialist - NSW

    Authorised Credit Representative (No: 438116) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Advanced Diploma in Finance and Mortgage Broking

    Graduate Diploma of Financial Planning

    Michael has over twenty five years of financial service experience, previously as a financial planner and more recently as a mortgage broker. His goal is to ensure that his client’s needs are forefront in all discussions and decisions. He is continually expanding his professional knowledge in the finance sector.

    Michael has always been accessible to his client’s and is a keen listener to all aspects of your property journey. He strives to provide his clients with the best available advice and will structure their finance to their specific needs.

    In his free time, Michael is an avid swimmer, actively competing in organised ocean swims around the country. He and his wife, Jan have 3 adult children and 1 still in high school.

    Tel: 0409 921 409 

    Kandi Dunn
    Finance Specialist - QLD

    Authorised Credit Representative (No: 535871) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking

    Kandi started in the finance industry in 2007 working within a property investment company in Queensland.  Kandi’s role was to assist property investors with their finance strategies and then manage the loan application process. Kandi then decided to take the leap and go out on her own, setting up her own business in 2010, and continuing her focus on property investing through individual, company/trust and SMSF lending structures.

    Kandi is passionate about making a financial difference in her clients’ lives and supporting them with their goals of home ownership and wealth creation through property. She also loves to see the education passed on to her clients’ children and seeing them make a start in investing at a young age.

    Kandi took a career break from finance for a few years in 2018, during which time she took up a youth worker role, looking after children in the care of Child Services.  This was a very challenging and rewarding role, but something that Kandi did not plan to do long term.  In 2021 she decided to go back into the finance industry with a renewed passion for assisting her clients to get ahead through finance and property.

    In Kandi’s downtime, she enjoys spending time on her family’s farm with their menagerie of animals and extensive gardens.  She also enjoys going up to the coast in the winter, boating and fishing.

     

    Tel:  0400 415 196

    Siva Ilancheran
    Finance Specialist - VIC

    Authorised Credit Representative (No:555026) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance & Mortgage Broking

    Diploma of Financial Planning

    Bachelor of Biomedical Science (with Hons)

    PhD in Life Sciences

    With over twenty years of experience in both finance and medical research, Siva has cultivated a versatile and comprehensive skill set. Her expertise spans transformative bench-to-bedside research and the delivery of end-to-end consumer banking solutions. Siva’s professional background includes employment with a mortgage management firm and working for three of the four major banks, showcasing a breadth of banking knowledge, from client relationship management to credit assessments and post-settlement services.

    Originally from Singapore, Siva made the move to Australia for her education. Imbued with the values of self-education and wealth creation, she was motivated to embody these principles in her own life. Siva considers knowledge itself as a form of wealth and property investment as one of many tools for wealth creation and maintenance.

    Siva herself is a property investor. Her transition into becoming a Mortgage Broker was guided by her passion to support individuals to build wealth, including strategic property investments, and assist them to achieve the financial security they seek.

    Away from her professional endeavours, Siva enjoys travel, and spending time with her young family. Additionally, she has a passion for interior decorating and small-scale renovations.

    Tel: 0408 290 373 

    Stefani Pebriana
    Finance Specialist - NSW

    Authorised Credit Representative (No: 528148) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma in Finance and Mortgage Broking

    Master of Practicing Accounting

    With over 15 years of diverse experience in finance and IT, Stefani has built a comprehensive skill set encompassing forex trading, travel software, private lending, and mortgage broking in both Australia and Indonesia. Having grown up in Indonesia within a family that thrived on property investment, Stefani’s fascination with the industry deepened through attending seminars and devouring books on the subject upon moving to Australia. As a dedicated investor herself, she holds multiple properties and possesses invaluable firsthand knowledge.

    Fusing her passions for property investment, numbers, and psychology, Stefani understands that financial goals are essential but only a part of the larger picture. She excels at engaging in meaningful discussions about her clients’ aspirations while skilfully guiding them through multifaceted and intricate deals. Stefani firmly believes that with a realistic timeline, diligent effort, and professional support, most people can achieve true financial independence. This mindset has cultivated a loyal clientele who continually seek her expertise for long-term success.

    Beyond her professional pursuits, Stefani finds joy in exploring the breathtaking landscapes of the NSW South Coast with her partner and daughter. In her leisure time, she immerses herself in nonfiction literature, volunteers as a Radio Operator at the local Marine Rescue, and eagerly scours travel apps in search of the next captivating getaway. Additionally, she harbors ambitions of completing her postgraduate degree in Psychology within the next few years, further enriching her understanding of human behaviour and motivation.

    Tel: 0403 430 314

    Trevor Yule
    Finance Specialist - QLD

    Authorised Credit Representative (No: 541301) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    CertIV Finance and Mortgage Broking

    Trev is a customer service professional which, when combined with over twenty years financial service experience, will ensure you are matched to the best available product to achieve the results you want. He continually works at expanding his professional knowledge in the finance and property sectors.

    Trev’s aim is to provide great service that not only acheives his clients results but also by being accessible, consultataive and communicative through the journey. He also works with his clients to provide the best financial structure by tailoring their loan specifically for them and their individual needs and anything special that a particular property needs.

    In his free time Trev enjoys socialising, outdoor exercise, travelling, spending time with his wife Liz and dragging his two boys to karate each week.

    Tel: 0400 385 535 

    Simone Katsianos
    Finance Specialist - VIC

    Authorised Credit Representative (No:542274) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance & Mortgage Broking
    Diploma of Financial Planning

    Having previously worked with a big 4 bank for over 20 years, Simone is a seasoned finance professional with extensive knowledge and experience in Private Banking, mortgages, and banking. Simone’s experience as a Private Banker has continued to thrive in building robust client relationships, resulting in a proven track record of success. Simone’s extensive banking experience has done all this by providing clients with proper knowledge and high attention to service delivery. Simone’s work centers around professionalism, honesty, integrity, collaboration, and being customer-centric. These are the qualities she has built her reputation upon throughout her professional career.

    Simone moved into Mortgage Broking in 2022 and used her extensive banking experience to educate her clients on wealth creation. Simone strongly believes in creating wealth through property, which has also allowed her to purchase several investment properties herself and recently completed her first subdivision a few years ago.

    When Simone is not working, she enjoys spending time with her family running around as a soccer mum which is a weekly weekend event, that she absolutely loves. Simone’s favourite things to do is travel with her family, swimming, and jet skiing.

    Tel: 0478 544 947  

    Adam Jarvis
    Finance Specialist - SA

    Authorised Credit Representative (No: 493785 ) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management

    Diploma of Marketing

     

    Adam began his journey in mortgage broking in 2016 and joined the WiZDOM team in 2022.

    Since then he has helped many people get into a better financial position by simply applying the right loan product and structure for each customers needs.

    Adam’s most potent motivation and where he derives the most satisfaction is to help his clients achieve their financial dreams through property ownership.

    He  is very focused on helping more people achieve even larger goals by working with them on their long term plans, and not just providing a loan for today’s needs.

    By doing this Adam helps his clients realise that they can actually build a substantial property portfolio from the ground up.

    Adam and his wife Angela are home owners and understand what goes along with that commitment.

    Through his hobby of home improvements, something he shares with his young daughter and “helper” Cailin, he is working to uplift the value of the property to provide greater equity and opportunity for his family in the future.

    Adam’s real estate journey is well under way and he is looking forward to helping you with yours.

    Tel: 0402 419 936

    Cassie Piddington
    Finance Specialist - SA

    Authorised Credit Representative (No. 538933  ) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management

    Cassie has over 18 years experience as a finance professional. Before stepping into Finance Specialist role Cassie directly supported Director Andrew Kubenk and the larger WiZDOM Loans team for the past 8 years. In her role she was actively involved in all aspects of customer service and loan lodgement for clients. Cassie has extensive knowledge and experience in maximising outcomes for clients and also understands the many strategies that are applied in our business. Prior to joining WiZDOM Cassie was a Big 4 Bank Branch Manager for 10 years.

    Cassie is passionate about finance and working with her clients to achieve their property dreams – be they big or small.  Cassie will always strive to meet the needs of her client in a supportive and personable way. For  Cassie its important that a client understands what is happening, what are their options  and that they are working together to get the desired outcome.

    Outside of WiZDOM Cassie loves spending time with her family and friends and also enjoys candle making.

    Tel: 0459 834 088

    Jag Kallapatha
    Finance Specialist - NSW

    Authorised Credit Representative (No: 507582) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management
    Chartered Accountant Australia(CA) /MBA Australia /CIMA Chartered Management Accountant UK

     

    After 20 plus years in Accounting and Financial Management and business partnering  Jag decided to use this experience become a Mortgage Broker. Whilst very well versed in helping business large and small make financial decisions he wanted to take his skills and experience and help individuals invest in property. This decision to become a Mortgage Broker was driven by Jag’s passion for enabling and helping  people build wealth or improve their financial security.

    Jag himself has bought and sold properties, has completed a major renovation and is an active real estate investor.

    Jag really seeks to help his clients with their property investing be that for their own home or an investment property by partnering with them on the journey and helping with education and then delivering the best service he can so they can realise their goals.

    Outside of work  Jag enjoys spending time with his family and friends and generally enjoying a good life.

    Tel: 0406 472 462

    Darren Hodge
    Finance Specialist- VIC

    Authorised Credit Representative (No: 470653) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Cert IV in Finance & Mortgage Broking
    Bachelor of Business (Accounting)

    Darren has been working in the Finance Industry for over 25 years. His finance career started as a Bank Teller with the National Australia Bank Portland Branch in 1994 and then over the following 15 years he held a variety of administration, lending and management roles, all with NAB. Darren then went on to work with several smaller Banks as a Business Development Manager working with new to Bank clients. Each role throughout this entire period was service focused and meeting the needs and expectations of clients.

    Darren moved into Mortgage Broking in 2017 and now concentrates on providing support and education to clients looking to build wealth by purchasing property. His specialty is financing small construction developments and has assisted a number of clients grow their property portfolio in this manner over the years.

    Darren’s primary focus is his clients and ensuring that he provides them with exceptional customer service. Wealth creation is an ongoing journey and it is crucial that continuous support is always available.

    Darren loves to spend his spare time with his family and is always keen to get away for a country weekend. He enjoys discussing the prospects of the Brisbane Lions AFL team and is more than capable with the barbeque.

    Tel: 0434 046 663 

    Gaetano Palmese
    Finance Specialist - VIC

    Authorised Credit Representative (No:398982) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance & Mortgage Broking Management
    Advanced Diploma of Business (Accounting)

    Gaetano has 40 years experience in the finance industry, majority of that time with major banks, providing lending services for both residential and commercial clients.

    The last 10 years he has been a Finance Broker assisting and educating clients on what it takes to buy property.  He is considered an expert in the construction finance sector, by his peers, having helped hundreds of clients achieving ownership of their homes from the ground up.

    He has a wealth of knowledge and experience in the finance industry and strives always to achieve the best possible result for his clients. Gaetano is passionate about the property industry, holding a number of investment properties, and prides himself on providing superior service and advice to his clients.

    His attention to detail and professionalism is invaluable to business and clients. Gaetano is committed to support his clients on their property investing journey, creating strategies and providing finance solutions to achieve their goals.

    Married and now with two adult daughters he has commenced guiding and setting them up to invest in property and build their investment portfolio.

    He regularly plays tennis, only socially these days, and loves to travel with his wife.

    Tel: 0427 822944 

    Angela Ristevski
    Finance Specialist - VIC

    Authorised Credit Representative (No:499620) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Bachelor of Business (Economics & Marketing)
    Diploma of Financial Planning
    Graduate Diploma Property
    Diploma of Finance & Mortgage Broking Management

    After graduating from University Angela started her career in banking and has worked for all the major banks at some point.  With over ten years in banking she gained experience in Finance, Financial Planning and Business Development. This gave Angela a well rounded base for her future in finance, both personally and professionally.

    For the next ten years whilst raising 3 children, Angela was actively involved in a building and property development company owned by her husband.  With her finance background, their joint passion and drive for property they were involved in numerous development projects and continue to do so.

    In 2017 finance become more difficult  with the increased regulation and scrutiny on lending practices, which particularly affected their client base of developers.  Angela decided becoming a mortgage broker would be an ideal way to assist these clients to achieve their development goals, as she knows the right funding is vital when purchasing or developing property. Angela has worked as a self employed mortgage broker with her client base predominately consisting of  investors and developers.

    Angela believes in property as a wealth creation tool, and also believes that education and knowledge are power. Learning from those who have forged the way before you and using professional assistance to keep you on track to achieve your end goals are a strong formula for success.

    When Angela is not working her favourite things to do are;  travel with her family, run and read.

    Tel: 0437 644 000

    Gary Carroll
    Finance Specialist - QLD

    Authorised Credit Representative (No: 365730) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Cert IV in Finance & Mortgage Broking
    Bachelor of Science (Phys/Maths)
    Bachelor of Laws (Accounting)
    Diploma of Financial Planning

    Gary has over a decade of experience as a Mortgage broker with a predominant focus on property investment. As a fully qualified Financial Planner, Gary has serviced clients all over the country covering the full spectrum from Risk Insurance, SMSF funds to mortgage reduction.

    Through his own investment opportunities, Gary was able to put himself in a position to take some time off from the industry to spend time with his young family. During that period, he was also able to add business coaching to his list of credentials.

    Gary is committed to helping people find financial freedom and that is one of the key reasons he is proud to represent Wizdom and use his extensive experience to help his clients put a plan of action in place to realize this freedom for themselves.

    Outside of finance, Gary is an avid trail runner and has run multiple 100 milers including some of the toughest endurance events on the planet.

    Tel: 0401 020 123

    Laki Kolettis
    Finance Specialist - VIC

    Authorised Credit Representative (No:494660) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management
    Full real estate licence in Victoria (Licence number 078561L)

    In his early teenage years, Laki worked in the family business, a butcher shop in Yarraville, Melbourne. It was here where Laki learnt how to engage people of all ages and cultural backgrounds. Everyone liked to have a laugh with their local butcher! Laki enjoyed business from a young age and ran a café in South Melbourne.

    Laki is well travelled, culturally sensitive and has a corporate background in IT. “I started out as a Computer Operator in the late nineties. I moved to London in 2006 and worked for the New York Stock Exchange (NYSE Euronext). It was here where my eyes opened to the world of investing. Stocks and shares weren’t my things at the time but I was interested in property investing, especially after reading ‘Rich Dad, Poor Dad’.

    Laki purchased six property investments in England over a 4 year period. He also helped a number of his colleagues do the same using the same simple strategy he used.
    In 2016, Laki added Finance Broking to his skills. Laki has a passion for property and loves helping people fulfil their dreams when it comes to buying property as an owner occupier or as an investor”

    Outside of business, Laki enjoys spending his time with his wife Yvette and their little chihuahua Anchovie who always tags along to most of their outings.

    Tel: 0420 477 556 

    Simon West 
    Finance Specialist - QLD

    Authorised Credit Representative (No: 474584) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management

    Simon is a customer focused professional with many year’s experience as a Finance Specialist and as a small business owner. With this experience, he has come to understand exactly what his client’s want and expect from him. At the top of this list is exceptional customer service, insightful product knowledge and excellent communication.

    Simon entered the finance world in 2006 helping property investors focus on best practice loan structures, asset protection and implement property investment strategies to achieve their goals. He then took the opportunity to partner a major scale wholesale/retail clothing business where many business and investment lessons were learnt. However, Simon soon realised that finance and property were where his real passion lied. Simon returned to the industry over three years ago and recently joined forces once again with Clint Ducat and Tony Height to help clients reach exceptional results for their financial future.

    Outside of WiZDOM life, Simon enjoys spending time with his young family as well as playing and following his other passion in life – AFL. He is a life long Carlton supporter and loves nothing more than rocking out some tunes on his electric guitar.

    Tel: 0410 777 041

    Aimee Leversha
    Broker Support / Finance Specialist - VIC

    Authorised Credit Representative (No:507368) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management

    Aimee has been with the WiZDOM Team since 2013, with her predominant role now being to support our team of Brokers and assist with the onboarding and training of our new team members.

    Aimee has excellent product, process and procedural knowledge, and is known for providing exceptional Customer Service and this is what she imparts to our new team members. Aimee is passionate about helping and supporting her colleagues and their clients with their finance strategies and property goals.

    Prior to Mortgage Broking, Aimee worked with one of the “Big 4” banks for 15 years, during which time she experienced every aspect of working in the Retail Banking branch network; beginning in a Customer Service role, progressing quickly to a Sales and Service Specialist, Manager of Personal Lending and Branch Management.

    In her personal life, Aimee loves spending quality time with her husband and two daughters and loves to travel.

    Tel: 0417 331 846

    Tony Height
    Director – WiZDOM Loans
    Finance Specialist- Vic

    Authorised Credit Representative (No: 391539) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Degree of Business Studies – Victoria University (Melb)
    Cert IV in Financial Services
    Diploma in Financial Services
    Mortgage & Finance Association of Australia member (MFAA)
    2011 to 2017 Professional Lenders Association of Australia(PLAN) Top 100 Sales Masters Awards

    Tony has over 10 years experience as a Mortgage Broker and has run his own Mortgage Broking business throughout this time. He has also owned other small businesses including a café, motel and a caravan park so understands the challenges and rewards of being self employed and a business owner.

    He has a wealth of knowledge and experience in the finance industry and strives always to achieve the best possible result for his clients. Tony is passionate about the property industry and prides himself on going the “extra mile” for his clients. His attention to detail and professionalism is invaluable to business and clients.

    Tony’s vision is to support his clients on their property investing journey, creating strategies and providing finance solutions to achieve their goals.

    His personal investment experience includes subdivisions, strata titling, renovations and many other developments and his personal interests include keeping fit, travel, reading, camping and fishing.

    Tel: 0437 410 420

    Clint Ducat
    Director – WiZDOM Loans
    Finance Specialist - NSW

    Authorised Credit Representative (No: 394987) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management
    Advanced Diploma Financial Planning

    Clint Ducat has been in the Finance Industry for over 10 years, and is the Managing Director of the WiZDOM Group. Clint’s role is focused on growing and managing the WiZDOM team across all of the professional services offered within the group so clients receive the right advice, at the right time through a team of advisers that have a great depth of knowledge and experience as well as integrity.

    Clint is all about building long lasting trusted relationships. He is passionate about the full range of professional services that WiZDOM offer and is committed to educating, supporting and advising clients with all aspects of their wealth accumulation and management to take control of their financial future by enabling them to make wiser decisions. His broad formal qualifications and experience means he can support not only WiZDOM’s clients but also the team in achieving this.

    Clint is a country boy at heart and now lives on 8 acres of paradise in the beautiful Hunter Valley. In the time that he spends away from WiZDOM, Clint enjoys spending time with his young family doing outdoor activities.

    Tel: 1300 949 366

    Lloyd Devlin
    Finance Specialist - VIC

    Authorised Credit Representative (No: 466373) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Cert IV in Financial Services Mortgage Broking – Cert IV FS MB
    Cert IV Property Services (Real Estate) – Cert IV RE
    Bachelor of Applied Science Human Movement Honours – B App Sci HM Hon

    Lloyd has come from a successful business background, and has always had a passion for property, with his father being one of four brothers who followed in their father’s profession and all became builders. When he relocated to the UK in 2004, Lloyd commenced his journey in the industry through working at letting and real estate agent, quickly progressing to working for one of the top investment companies in the UK. Initially Lloyd was a client manager which involved helping clients to build their property portfolio, before holding a highly respected role as a property sourcer. This involved securing approximately 4 million pounds of property per week for the company from developers and builders throughout the UK.

    Lloyd believes in the benefits of investing and along his journey has personally acquired a number of properties. During this process Lloyd has utilised a number of property strategies including but not limited too; below market value deals, renovations, low money down deals, joint ventures, multiple occupancy properties, positive cash flow properties and is currently moving into small development projects.

    Upon returning to Australia 4 years later he immersed himself in the Australian property market and along the way became qualified as a finance/mortgage broker and a real estate agent representative. Lloyd’s passion is helping people achieve their life goals and assisting clients to reach financial freedom. Lloyd provides a reliable source of financial education through a trustworthy and personalised service. He is an easy going and friendly person who always has his client’s best interests at heart.

    His other interests include sport and travel. He loves all sports but has a passion for cricket which he has played all his life. He also enjoys water sports and any activity that gives an adrenalin rush or is a challenge. Lloyd loves travelling the world and has many great stories to share. His wife and two children continue to travel when possible and have a philosophy to enjoy and experience life to the fullest.

    Tel: 0432 829 565

    Ruth O’Brien     
    Finance Specialist - NSW

    Authorised Credit Representative (No: 399088) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance and Mortgage Broking Management

    Diploma of Business (NZ)

    Starting off her career in Advertising, Ruth became a Senior Account Manager working with Multi-National clients firstly in New Zealand then London for over 10 years. Ruth was responsible for the allocation and management of millions of dollars in client advertising budgets, advertising campaigns and building strong client relationships. This gave her a wealth of experience working with a broad client base and strong business management skills.

    After returning to Australia to start a family, Ruth commenced a new career in finance as a Mortgage Broker in 2006, firstly working with a Brokerage firm in Sydney, then taking on a role as Principal of a Financial Solutions business working alongside a large Real Estate chain in Newcastle. Around the same time Ruth established a strong referral relationship with a large Accounting and Financial Planning Firm in Newcastle and worked with them until she was introduced to our Network

    Ruth has been a Strategist with the team since 2011 and is passionate about helping clients achieve their goals and assisting them with strategy and finance requirements.

    A keen property investor herself Ruth has successfully completed a number of her own property strategies and Joint Venture Deals.

    In her spare time away from WiZDOM Ruth enjoys boating, socialising with friends, property development and renovating.

    Tel: 0419 783 192

    Simone Hanlon  
    Finance Specialist - SA

    Authorised Credit Representative (No: 484549) of
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Diploma of Finance & Mortgage Broking Management
    Cert IV Finance & Mortgage Broking

    Simone has had over 15 years’ experience working within the Banking & Finance Industry. She first started out as a Mortgage Broker at the age of 18. This was both challenging and rewarding and Simone experienced some good success in both broker and broker support roles although she was finally attracted by the bright lights of a Big Bank.  She started with a role in Credit Assessment for Residential Lending followed by roles in both Commercial and Agricultural Lending & Business Banking teams as an Assistant Manager.

    After 7 years of working for Banks, Simone saw an opportunity to support Finance Broking businesses through remote assistance of loan application lodgement and tracking as a third party provider.  This lead Simone to starting up a business with a Bank colleague and building that business from the ground up of the next few years.

    Simone came into contact with WiZDOM Loans through that business, and instantly loved the strategy, support, network and the relationships they had with their clients.

    Simone is also a keen property investor, investing with her family as this works well for her so she can spend more time doing what she is more so passionate about – finance and helping clients achieve their property goals.  Simone is particularly passionate about renovations having completed several over the years with cutting her teeth on her fist at age 23. She loves to be hands on and getting on the tools!

    In the time that Simone spends away from WiZDOM, she plays Netball for several teams and also at a state level for Indoor Netball. She also loves to get away up to the Shack on the Murray River to Water Ski and Wakeboard as often as possible.

    Tel: 0404 029 086

    Andrew Kubenk
    Director – WiZDOM Loans
    Finance Specialist - SA

    Credit Representative (No: 436838) of:
    WiZDOM Loans Pty Ltd (Australian Credit Licence No: 501060)

    Masters in Business Administration (Adel)
    Certified Practicing Accountant
    Bachelor of Finance (Adel)
    Diploma of Mortgage Broking (NSW TAFE)
    Diploma of Business Banking (CSU)

    Starting his career in a large family owned Furniture Removal business at the age of 12, Andrew learned about business and hard work at an early age.  Following University, Andrew joined Commonwealth Bank in Business Banking in 2001, working in various roles across rural South Australia and Adelaide, culminating in an Executive Manager role for Canberra and South Coast NSW.  After a great 11-year career with Commonwealth Bank, Andrew decided that it was time to create a business for himself and returned to Adelaide and started a Finance Broking business.  Through a family connection, Andrew ended up connecting with Dymphna and the I Love Real Estate community in 2012 and has supported the Community ever since.

    Andrew is passionate about helping good people achieve good things and loves the opportunity to do this every day with WiZDOM.

    Andrew is also a keen property investor, and invests with his immediate family. Andrew is particularly passionate around regional multi-unit properties, Commercial Properties and Development, having spent so much time supporting this type of investment with Commonwealth Bank.

    In the time that Andrew spends away from WiZDOM, he is a keen fan of Port Adelaide Power in the AFL and follows all types of Motor Racing.

    Tel: 0459 265 555